Wheel Industry

Wednesday, July 1, 2009

Fulfill Your Dreams with 8% SBI Car Loans

Friends, here is good news for all you who are willing to purchase their dream car. State Bank of India has given the best surprise package to the auto buyers in India. It has announced new car loan interest rates which have dropped to 8 percent for the first year and 10 percent for the next two years. For the remaining period the interest rate will remain 25-75 basis points below the bank PLR rate. These rates become effective from July 01, 2009 and will be offered till 30 September 2009. If this was not enough, the bank has more to offer.

SBI has set a floor price of 8 per cent for the first year, from the next two years; the borrower will have to pay 10 per cent. But at SBI, it always gives the lowest rates possible after taking into account its cost of funds and it aims to increase its auto loan portfolio and the penetration of auto loans. SBI has been able to find business logic, while others have not been able to.

The new interest rates can be easily termed as a booster shot for the Indian automobile industry that is currently showing flat sales growth. SBI has the largest car loan portfolio in the country which goes a little over Rs. 9000 crores making it the biggest car financer in India.

Related Articles : Wheel Industry

01. Honda : What Next
02. Mahindra's Beautiful Dream XYLO running on the road
03. Mahindra and Mahindra : A New Scooter Segment
04. The car of the mile Maruti will not sell 800 in 11 cities from 2010
05. Hero Honda contributes climb up in two-wheeler sales
06. Tata's Air Car - Is it the next big thing?
07. Maruti 800 : Still run on the road
08. Once again Kawasaki-Bajaj
09. Global Car Majors to Follow Maruti Route
10. Maruti Suzuki's New Launch The Ritz - BS-IV Emission Norms
11. Is Audi Q5 pick the Indian Market?
12. Hyundai - Is a Nano Competitor?
13. Can Maruti Alto compete to Tata's Nano
14. Bajaj Bikes Runs On The Road of Africa and Europe
15. Maruti Suzuki Launches Ritz in Orissa
16. Tata Motors To Give Back Dealers Over Unsold Nano Forms
17. Skoda’s Attraction : A Small Car Runs on Indian Road in Next Year
18. What Is The Real Cost of Owning The Wonder Car - Nano?
19. Honda Jazz : An excellent car with good looks
20. Grab Discount Offers in June from Car Manufacturers in India
21. Mini Car from General Motors
22. Electric and Hybrid Cars from Tata Motors
23. Mahindra's New Variant : Xylo MPV with ABS (Anti-lock Breaking System)
24. Indian Auto Market : Best and Not-So-Best Models
25. TVS Apache RTR, M&M to bump off US Market
26. Fiat's Grande Punto : A Cool Car
27. Honda Jazz - An Excellent Car With Good Looks
28. Car AC : Tips To Tackle With Car AC
29. Mahindra's New Scorpio: A Powerful Automotive Vehicle
30. What is "Bharat IV Emission Norms"?
31. Why I like Maruti 800?
32. Toyota's Land Cruiser On Indian Roads
33. Alfa Romeo Milano : A New CAR (2010)
34. Porsche Cayenne S Hybrid (2010) CAR
35. Just Post Your Complaint Against Auto Drivers
36. You have to wait for Fiat Bravo
37. Expansion of Pre-Owned Cars Business - General Motors
38. Audi is going to Increases its Sales Force in India
39. TVS Flame SR 125 Set In Motion
40. Ford India Counts Big on Indian Market
41. More Powerful Engine of Maruti Grand Vitara
42. M&M Make up a U-Turn to Africa
43. Are You The First Lucky Nano Buyer?
44. Bajaj Launching Upgraded Pulsar 220 DTSi
45. High-tech “Flame” to Heat Up Indian Market
46. A new Spark on Beat-concept by end-2009 from General Motors
47. Air Car From Tata Motors
48. Please do not turn on Car A/C immediately
49. Diesel Engine : Is It Really Profitable? - 2

Prosperity makes friends, adversity tries them

Are you curious about interacial chat? If yes, then you are on decent dais named “interacialchat.org”. It is one of the everlasting flowers for them who are mattered to the same interest. Here you can get experienced with some delights that are better explained in secrecy. Here you can make and beef up the relationship with other interacial buddy to extract your feelings with each other. Just made-up a bridge over your friends you have to become an online member. Just be active yourself, fill up a small online form to get 100% free membership here. Here is a definite process by which one made people into friends, and it involved talking to them and listening to them for hours at a time.

Tuesday, June 30, 2009

Diesel Engine : Is It Really Profitable? - 2

Despite the many good points, diesel models do have their own disadvantages and even after so many technical advancements in the automobile industry, these disadvantages still exist. The most common one is the noise. Diesel cars till date are very noisy and especially make a lot of noise when starting from cold. So if you start your diesel car in winter mornings, your neighborhood can clock their schedules with your office timings. (The reason is due to heavier parts in the engine and the different ignition technique.)

Petrol engine driven cars are certainly expensive but they deliver better driving experience with their smoother and quieter engines. Moreover petrol engine cars are cheaper and faster as well.

On Road– Petrol vs. Diesel Performance

Petrol and diesel engine performances have been talked and researched a lot. Earlier diesel engines offered poor performance compared to the petrol engines. Especially in acceleration, diesel engines were found lacking.

But since the advent of the turbo-chargers a lot of things have changed on the diesel side of the fence. “Direct Inject” and “common rail” engines have been the latest kids on the block. Direct inject engines have taken care of the noise problems to a large extent. They also give better mileage over the older indirect injection models. Common rail diesels use the latest technology of direct injection and are the most recent ones offering more fuel economy and better performance. However, not all auto manufacturers have developed and adapted this technology in their cars in India.

Petrol models give more horsepower which enables them to attain higher top speed and better figures of 0-60 kmph acceleration. The refined driving experience offered by the petrol engines still remains unparalleled. However, please note that the new age Turbo diesel engines, such as the Volkswagen engine, give excellent power and acceleration. For example, the Volkswagen Golf 2.0 TDI top of the range car (not available) in India, delivers whopping 167 BHP, 8 seconds acceleration to 100 km/h and a mileage of 1:20 on highways!

Finally, the account servicing costs of diesel cars is definitely more any day, though the frequency will be less. However, with the latest technology these costs have been curbed by the manufacturers but it eventually depends which brand you are opting for.

Conclusion

It is clear that once the car is bought, the running costs of a diesel car will be far less than a petrol car. Possible less attractive performance is not that relevant in our busy Indian cities, where noise too is a daily issue to put up with.

Hence, the only serious disadvantage of the diesel car in India is the higher purchase price and hence the only factor to consider for Indians is the daily run rate.

We end with a calculation on how to choose between a diesel or petrol car.

Related Articles : Wheel Industry

01. Honda : What Next
02. Mahindra's Beautiful Dream XYLO running on the road
03. Mahindra and Mahindra : A New Scooter Segment
04. The car of the mile Maruti will not sell 800 in 11 cities from 2010
05. Hero Honda contributes climb up in two-wheeler sales
06. Tata's Air Car - Is it the next big thing?
07. Maruti 800 : Still run on the road
08. Once again Kawasaki-Bajaj
09. Global Car Majors to Follow Maruti Route
10. Maruti Suzuki's New Launch The Ritz - BS-IV Emission Norms
11. Is Audi Q5 pick the Indian Market?
12. Hyundai - Is a Nano Competitor?
13. Can Maruti Alto compete to Tata's Nano
14. Bajaj Bikes Runs On The Road of Africa and Europe
15. Maruti Suzuki Launches Ritz in Orissa
16. Tata Motors To Give Back Dealers Over Unsold Nano Forms
17. Skoda’s Attraction : A Small Car Runs on Indian Road in Next Year
18. What Is The Real Cost of Owning The Wonder Car - Nano?
19. Honda Jazz : An excellent car with good looks
20. Grab Discount Offers in June from Car Manufacturers in India
21. Mini Car from General Motors
22. Electric and Hybrid Cars from Tata Motors
23. Mahindra's New Variant : Xylo MPV with ABS (Anti-lock Breaking System)
24. Indian Auto Market : Best and Not-So-Best Models
25. TVS Apache RTR, M&M to bump off US Market
26. Fiat's Grande Punto : A Cool Car
27. Honda Jazz - An Excellent Car With Good Looks
28. Car AC : Tips To Tackle With Car AC
29. Mahindra's New Scorpio: A Powerful Automotive Vehicle
30. What is "Bharat IV Emission Norms"?
31. Why I like Maruti 800?
32. Toyota's Land Cruiser On Indian Roads
33. Alfa Romeo Milano : A New CAR (2010)
34. Porsche Cayenne S Hybrid (2010) CAR
35. Just Post Your Complaint Against Auto Drivers
36. You have to wait for Fiat Bravo
37. Expansion of Pre-Owned Cars Business - General Motors
38. Audi is going to Increases its Sales Force in India
39. TVS Flame SR 125 Set In Motion
40. Ford India Counts Big on Indian Market
41. More Powerful Engine of Maruti Grand Vitara
42. M&M Make up a U-Turn to Africa
43. Are You The First Lucky Nano Buyer?
44. Bajaj Launching Upgraded Pulsar 220 DTSi
45. High-tech “Flame” to Heat Up Indian Market
46. A new Spark on Beat-concept by end-2009 from General Motors
47. Air Car From Tata Motors
48. Please do not turn on Car A/C immediately
49. Petrol OR Disel Car? What Is Your Opinion? - 1

Petrol OR Disel Car? What Is Your Opinion? - 1

India is one of the biggest markets for diesel cars. Most of the people prefer diesel engines over petrol ones in this country. Why so? The debate between petrol and diesel engines is as old as the engines themselves. Basically, both engines have their own specialties and anyone opting for either of them is basing that on personal driving experiences. Similarly, CNG and LPG Engines also made their foray in the automobile industry mostly owing to their better fuel efficiency, cheaper running cost and eco-friendliness.

Getting to Know the Petrol and Diesel Engines - Technicalities

A petrol engine is one of the first engines to be used in automobiles. Fundamentally, not much has changed since its inception. Diesel engines were largely used for commercial vehicles like trucks, buses, locomotives, ships, etc. In petrol engines, there is pre-mixing of fuel and air, which eventually results in better efficiency that makes the car run at higher speed and is much quieter but the overall fuel efficiency remains quite low.

On the other hand, diesel engines use compression ignition to burn the fuel which is injected in the combustion chamber after the air is compressed. The calorific value of Diesel is more than Petrol and hence the energy output per unit volume of diesel is better than petrol. The construction of diesel engines is bit more complicated than that of petrol and hence it asks for higher initial investment. Comparatively petrol engine construction is simpler and cheaper than that of diesel, which we can also see reflected in the price of our diesel cars.

What does this technical jargon mean for the common man? Diesel cars are good for those who have long distance commuting on daily basis. Diesel engines give better fuel consumption and deliver better torque. This means diesel engines make everyday driving cheaper and an easy experience. Moreover, diesel cars have run far more miles than the petrol ones before they ask for any maintenance, i.e. running life of diesel engines is much better than petrol engines.

Finally, as a fuel, diesel is cheaper than petrol in India. Even in other countries, we see that the litre price of diesel is significantly cheaper than the petrol’s price.

Diesel cars in India are very popular in India as the Indian auto market is one of the most price sensitive markets. The combination of cheaper fuel, good mileage and long life, explains why diesel engine cars are the favourite choice of cabs and regular long distance driving people. As a consequence of the longer life of a diesel engine, the resale price for such cars is also better. In other words, diesel options always fetch you a better price.

From an environment perspective also, diesel is far better than petrol, as the emissions are less harmful!

We can easily say, that once the car has been bought, diesel is always better for the owner than petrol. However, since the purchase is more expensive, the savings after buying should be more than the extra price paid.

Hence, in order to get the full benefit of a diesel car, you should have run higher distances and not short city-hauls.

Monday, June 29, 2009

The Way You Connect With People

Yeah! It is a new chat site is supported with new java application to get fast experience that one can never ever get here. Here, number of members are waiting to talk with you. Yes, it is a location peculiarly well suited to the person who engages with the name anime chat. Here people from all over the world assemble together to be a part of anime chat that they are mostly interested. Do not worry about the fees or any service charges to use this application. Yeah! It comes with no cost. Just do one thing here, fill up a small form to get 100% free membership and begins with anime chat. Here you can find anime buddies who have the same interest and you can get off and adjoin several friends all over the world with their IM’s. Just register yourself to become a part of anime chat.

Please do not turn on Car A/C immediately

Please do not turn on A/C immediately as soon as you enter the car. Open the windows after you enter your car and turn ON the air-conditioning after a couple of minutes.

According to a research done, the car dashboard, sofa, air freshener emits Benzene, a Cancer causing toxin (carcinogen - take note of the heated plastic Smell in your car).

In addition to causing cancer, it poisons your bones, causes anemia, and reduces white blood cells. Prolonged exposure will cause Leukemia, increasing the risk of cancer. May also cause miscarriage. Acceptable Benzene level indoors is 50 mg per sq. ft.. A car parked indoors with the windows closed will contain 400-800 mg of Benzene. If parked outdoors under the sun at a temperature above 60 degrees F, the Benzene level goes up to 2000-4000 mg, 40 times the acceptable level... and the people inside the car will inevitably inhale an excess amount of the toxins.

It is recommended that you open the windows and door to give time for the interior to air out before you enter. Benzene is a toxin that affects your kidney and liver, and is very difficult for your body to expel this toxic stuff.

I think, when someone shares something of value with you and you benefit from it, you have a moral obligation to share it with others.

Pediatric Links - For Your Beloved One

Pediatric Surgery
This blog describes various medical and surgical diseases in children.

Laparoscopic procedures
Laparoscopic surgery though require skill, it is less morbid, less painful, gives good cosmesis and avoids large scars.

Pediatric Cancer
It is an informative blog which describes various types of cancer in children, their clinical presentation,diagnosis and management written by a surgeon.

Atlas of Pediatric Diseases
It includes the exclusive pictures of various diseases in children. This is very useful site to remember the pathology in a glance. Especially for doctors as well as for persons who are interested in pediatric medicine and surgery. Disclaimer :The images in this blog are from real surgeries, and they might not be suitable for all readers.